Here are the steps you can take to safely dispose of your expired card: If you don't want to dispose of it, you could potentially keep it in a secure place (such as a safe in your home) to keep it protected.
Instead of throwing your card away, you should destroy it first so that no one can use the information from your card. While they won't be able to use the card to make transactions, someone could use the personal information listed on the card or the data stored in the card's magnetic strip to commit identity fraud. You should avoid throwing your card into the trash, as someone could find it. Once you've received and activated a replacement card, you can get rid of your old card. Refunds came to the replacement card, so someone along the way made this redirection.What should you do with your old debit card after you receive a new one? You can use this guide to learn how to safely dispose of debit or credit cards. I think you can also be pretty sure expiry date will be consistent, so the unknown is only the short CVV, which isn't even required for all payments ( How does Amazon bill me without the CVC / CVV / CVV2?)ĭid you have any recurrent payments set up on the card before this one? It's apparently possible for mechants to get that info ( ) From personal experience, I have bought services and got refunds months later when that card was cancelled. (A celebrity experienced this after claiming that data isn't sensitive: )Īt my previous bank, after the card expired, they issues a new one with next number (that passes Luhn check). While one cannot "pay" just knowing account number and sort code, they can set up a direct debit. Account number and sort code do not change when card is renewed, as they're tied to account. In the UK, debit cards normally have details for Visa (or whoever) and an account number + sort code (which can be translated into IBAN). I can think of three options that haven't been discussed yet:Īre you sure it was done with long debit card number?
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